Credit repair is tedious and very time consuming, so why not pay someone else, but I am offering the alternative to paying $1200 for repair, and yet my competitors are making thousands of dollars a WEEK by operating illegally by taking advantage of consumers.

Mike, my friend, we are competitors.

It seems easy and free, requiring only eyes, ears and brain, but it requires time and dedicated effort so no one shares their thoughts with a potential competitor.

Some other competitors.. well they don't want you to know these details...you got to ask yourself ....why is it a secret? 

In the past we might attempt to avoid this question, because it required us to be “uncomfortably transparent” about our competitors!

Maple and Cherry are where they really soar above competitors.

@Linda WeygantYour understanding of the process lines up with the marketing promotion of Equity Trust and many of their custodial competitors, but unfortunately not the reality.Custodians want you to think that they have your back and that they are "reviewing" your transactions. 

He also suggests that complex banking regulations have also inadvertently created a higher barrier to entry for new competitors in the banking industry.Barber asks the question, “Risk does not disappear, so the question is, where is it going?”

google Mortgage Field Representatives <your> to see how many competitors are there and what they do

I started at 31 - 6 years ago, buy my first rental unit, barely cashflow positive, around minus $100-200/ month, though a good deal for appreciation of the property (2x of purchase price), the second one was 3 years ago, better rental setup and better income (learnt from the first setup and competitors), bought a house to live in 2 years ago which mortgage is paid from the income of the second rental property, completed the mortgage of the first unit last year (5 years MTRG),on going for the third property using BRRRR that I learned here in BP.