If the land is zoned agricultural, and the nearby town is anti-growth, a reasonable loan-to-value ratio for a land loan might be just 10% to 25%.

Asheville has also become anti-STR for the main reason that investors (like you and me) are buying up property to rent out to tourists and taking reasonably priced inventory away from locals or driving up rents with limited supply. 

We had another guy (I'm guessing his diagnosis was anti-social personality disorder with the jealous subtype).

Therefore she is anti section 8 and anti low income areas.

Get something with a 12 mil wearlayer WITH A SCRATCH RESISTANT FINISH like Aluminum Oxide.

Ozone (O3, made from O2) smells like a copy machine in a closet and will corrode (oxidate) any organic molecule by attaching the spare oxigen to it.

It’s only been 2 months.I can’t figure out what is motivating the guy to behave in this manner.He’s started avoiding me (which is fine, because I’m anti-confrontational and I'm quite angry right now), but I think we probably need to sit down and have a chat to get this to stop.The property code inspector actually recommended that I seek out a mediator to help deal with the guy because he's been repeatedly calling him about the violations.Would you cut bait and run?

Not nearly 50% rule but the house is in a high demand coastal city of Santa Cruz CA with limited new construction boxed in by silicon valley and the ocean, not to mention the city planning's anti-building codes.  

Area/location risk - an area or location might decline over time due to loss of a big provider of jobs or change of city government from pro-landlords/pro-business to anti landlords/anti-business.

Only a guy on meth would have such a laser focus on anti-wholesaling!