Had we been 100% SPY (3818) at the end of June after these 'scary comments' and remained 100% not trying to time the market, we'd be at 4110, 7.6% up in 2.5 months.There's no doubt the bubbly paper investment markets will fluctuate -- but not necessarily because of FED action. 

My take is (without reading everyone else’s comments) - it’s not their business and they realized that buying, rehabbing, and flipping homes is much more difficult than they anticipated, starting with the qualified labor shortages (contractors subcontractors) and the materials price fluctuations.

Contractors also stay updated on current material costs, which can fluctuate.

This can create attractive buying opportunities for investors who have the financial resources to weather short-term fluctuations in the market.While the default of Applesway Investment Group highlights the risks associated with investing in real estate, particularly with floating-rate mortgages, rising interest rates can also create buying opportunities for investors in the long run.

I tend to think of my short-term rental occupancy numbers as static and the nightly price as fluctuating.

By securing rental income for several months at a time, you reduce the risk of vacancies and income fluctuations that are common with short-term rentals.Lower operational costs: Short-term rentals often require landlords to cover additional expenses such as cleaning services, frequent maintenance, and utility costs associated with frequent turnovers.

It will continue to fluctuate relative to USD and all other fiat currencies until you exchange it back to USD on the exchange and wire the money to your bank account (people also actually meet up and exchange the "wallet" on a USB for cash sometimes.. but watch out!).

There will be fluctuations based on seasonality for example.

Many HELOCs are variable rates interest so the payment will fluctuate.

If you're worried about short-term fluctuations, you'll need to not invest in real estate.