Nowadays it looks like wood, is more durable than most other flooring types and least expensive unless you want to get the really cheap 70s looking vinyl squares. 

I probably wouldn't do it since mortgage rates are so low nowadays and I could find an investment with a higher return. 

Nowadays, 6-7% is more like the norm, which makes things pricey.  

Nowadays, the owners are having a hard time finding investments that fit that criteria so they'd rather get 'monthly rent' instead.

Banks want 25% nowadays, so if I get SCB, why would the bank accept only 15%? 

You will see a ton of ghost ads spammed on the boards nowadays cause gurus say thats the right way to get buyers I guess. 

We are in a new era in which you do not need to be advertising for motivated sellers because their a dime a dozen now adays.

or in other words, increasingly individuals/business want to spend more money while they have less available to them. even via credit or 'creative' funding. at least as of Jan 2014 lenders are bound by the 'New Qualified (QM) Rule' at a nationwide level by the Consumer Financial Protection Bureau, which mandates that even 'PRIVATE' loans require the borrower’s total documented debt to income (DTI) including the loan payment isn’t over 43%.so seems more and more than ever resort to creating the facade that they do in order to be taken seriously and appear to be busy actively 'investing' yet more and more properties are in/out/in/out of contract like musical chairs these days until they 'finally' close after much wasted time.http://cashformyclosing.com/proof-of-funds/the plethora of sites out there offering 'proof of funds' letters - some like the above offering proof of 'unlimited' funds for a low monthly 'subscription' really take the cake in what 'proof of funds' is apparently being belittled to. investing in the business arena used to mean expending money for future profit; i'm not sure of the scope of what it means nowadays anymore though.

These must both be received prior to the erection of the sign. 

Nowadays, it’s few and far between that a broker will accept a letter like that.