I have done this before and its a time consuming adventure.

So, I feel a little diluted and confused because I hear about rehabbers losing money because they are more consumed with designing the place versus creating something more spec grade.

It sounds like some thing that will be very time consuming.

I am aware that theoretically, the tenants will be more time consuming.

what about consumers?

Do a lot of due diligence and underwrite the transaction according to when expenses actually consume cash.

If you already have a lot of money but no time, it will be very difficult for you to wisely invest that money in real estate because buying/managing properties consumes a lot of time (if you do it well).

You can deprive the consumers of competition by forcing the consumers just to buy from us.

Sell to a consumer with all of my profit being financed as owner financed second, thus getting my profit over time. 2.

^ D&B agents number one sales-pitch to the consumer is to "purchase Credit Builder."