I've found out how to get LO leads that are much less expensive and convert at a much higher rate than the traditional "Zillow" path for realtors.

Commercial borrowers and transactions are usually more sophisticated so you not hearing these questions from the commercial LO because he was just moving on to what he thought the conversation was really about.

I still have a lot to learn and I lo g road ahead but I am excited none the less.

Is it Sub-To language, a one page assignment contract, an offer you made on a 2-T, a L/O, a ROFR....what specifically are you talking about?

Their DTI is fine, it's the dang LO who is the one that isn't qualified.

https://www.courtlistener.com/docket/68086281/seiler-tucker-...https://www.courtlistener.com/docket/68037763/north-haven-lo...https://www.law360.com/real-estate-authority/articles/177058...https://www.ripoffreport.com/report/david-hughes-genie-walte...

Non-bank lenders such as Movement are offering more flexibility than banks these days. https://movement.com/lo/jackie-shuey/

Additional underwriting if over 4 (or 5) financed properties (LO was unclear on the threshold and what the additional UW entails).

I have a pre-approval for a Lo-Doc, non-owner occupied loan up to $500,000, 25% down, 6.25 interest, 30 years -- and my loan stipulates whatever property(s) I choose, the 30 day market rents have to cover the total payment (including any HOA).  

Hoping to learn and gain a lo.