Would the mortgage interest costs be deducted from the return achieved from the invested funds that would have paid off the mortgage?

Staying with quest trust for now and looking at maybe IRA financial or uDirect in the future.Trying to balance keeping the cost low, having that checkbook control, and still having a team to help educate me.I am not turning enough over at this moment to warrant a change...and I am still figuring out how to partner with my LLC if at possible.

They make sense and bring balance back to this situation. 

Scenario 1 = It looks like you have $950,000 cash to pay off the mortgage balance off.You are getting $70,000 additional cash-flow$70,000 / $950,000 = 7.3% which is not bad considering this is just cash-flow and you likely get an additional 4% appreciation bringing your total return to around 11%The thing to consider is that you would then lose the mortgage interest deduction.Without that deduction, it may put you into taxable income territory.You may want to consider seller financing some of the properties and see if you can get 8% to 10% interest.it would guarantee you a return and still get you nice interest over a period of time.As I get older, I want my investments to be more 'simpler'

Provide a short term mortgage to someone that will use the 20k to buy a property and earn 12% (or more) on the principal balance.

If the house is located in prime area, perhaps STR would makes sense with some tax loopholes that you can achieve and save.

If the home doesn't sell for enough to settle the entire balance, the FHA insurance fund (assuming it's an FHA HECM, which it likely is) makes up the shortage.

ROI do not take into account time value of money (selling the asset at year 8 instead of year 2 at the same price, your ROI is relatively similar, but your IRR is far from being the same).4- LEarn to analyze your portfolio: aggregate altogether all your assets and analyze if there's any project cash flow that would be required (balance of sale, loans, etc).

A year in I completed a refi on 470k of the original loan.....between high balances and lots of inquires the best rate I could get was 8.75

So if I continue to use cozy and just transfer the money immediately out of my account (leaving an account with a near zero balance at all times), does that pretty much protect me from this issue?