Nick,Just read his signature - it's all there in plain English :wink:

@Joey English I commend you on being creative and making things work. 

If anyone is ever going to think of themselves as being in real estate, seriously, the first thing is to get an education in RE, not the guru or investor strategies, but the real thing.Business lawPersonal financeBusiness financeAccountingMicro, not so much macro economicsPrinciples of InsuranceMoney and BankingMarketing (Conventional studies)English CompositionSpeech, Public SpeakingMathPsychology SociologyThese are all directly related to RE investing.

I took the test because in my family, I speak the best English.

I fell like I have a slight advantage since I know the area and am fluent in English.

When you see that kind of bad grammar and poorly written English it is very common among overseas scammers.

I was an English teacher who had built up a good amount of savings.if you want to rent to them but are unsure get a bigger deposit.

All refinances have pros and cons.I will give @Joey English's friend Brad credit for looking at a 20 year fixed product for a home that he has already owned for 10 years.

OK, I'm no English major, but I give you the following, directly from his profile:I have being in this industry for long and have served in different areas and rendered services like, Intermediary Agent, Arrange for financing of property purchases, Loan Processor, Relationship Manager, Mortgage Loan Originator, Appraise property values, assessing income potential when relevant,Rent properties or manage rental properties,Arrange for title searches of properties being sold,Develop, sell, or lease property used for industry or manufacturing, buyers agent and sellers agent.Real Estate GoalsI want to do my own flips and hold some properties.

The trick with him (and other non-native English speaker VAs) is getting him to use his brain.