I have told him that I wanted to invest in the Okanagan and he said he is a province/state wide agent (British Columbia).

@Mike McCarthy I do all of my loans with commercial/portfolio lenders in Columbia, South Carolina.

Buffett took Grahams class at Columbia. 

Very walkable, in the heart of mini Columbia.

—Millennials are flocking to California's state capital, a new study found.Sacramento was the third most popular destination for those ages 20 to 34 in 2016, behind Seattle and Columbia, the capital of South Carolina, according to analysis of U.S.

People commute from Bowling Green and Columbia, TN as well.  

Also seems as though its going through a big positive change, 17 cranes in the city,,,, I am actually looking in Hermitage and Columbia.

Foreclosure in Canada is almost evenly divided between provinces which operate under Judicial Sale (Alberta, British Columbia, Manitoba, Nova Scotia, Québec and Saskatchewan) and Power of Sale (New Brunswick, Newfoundland & Labrador, Ontario and Prince Edward Island).Under Power of Sale, the lender is permitted to sell the property without involvement of the court and often without actually taking ownership of the property.   

I assume places in Canada, like Ontario, British Columbia, Winnipeg, etc, aren't excluded from this?

It depends, if you go to British Columbia, you got homes worth at least over $800,000, yet in the US, you can find property at $30,000.