Here is text taken from the HOUSABLE website for Oakland:Utility ConnectionsCategory One: No new or separate utility connection shall be required.Category Two: A new or separate utility connection may be required, but the connection fee or capacity charge shall be proportionate to the burden of ADU on the water or sewer system.Here are definitions of the ADU categories from the City of Oakland website:CATEGORY ONE ADU: Involves either conversion of space within an existing Single-Family Dwelling, or conversion or rebuild of an existing accessory structure; includes no expansion of the existing building envelope other than up to 150 sq. ft. for purposes of accommodating ADU access and egress only.CATEGORY TWO ADU: Involves construction of a new detached or attached structure, including an exterior addition to an existing structure to accommodate the ADU, in conjunction with a proposed or existing Single-Family dwelling.It seems that Oakland is making things confusing with the language they are using, but I still believe that my original interpretation is correct based on the State Assembly Bill. 

A 90% cltv would be accessible if so.  

This entails deciding who gets access to information and when, as well as setting investigational goals.

Of course, with all things, the answers to all these matters will depend on the circumstances.California tends to have more laws on the books and requirements and restrictions that it can be a good idea to form a CA LLC for out of state property so that you as a CA resident are covered, and to try to have your contracts fall under the purview of CA courts.

The quick access to capital is obviously huge for winning deals on terms, closing quickly.

The only way to legally operate one is a true owner occupant, and even that has some restrictions.  

I rented out 3 of the bedrooms (upstairs) and lived in the basement which had 2 of the bedrooms, a master bathroom, living room, and private garage access.

I'd recommend buying in Class B or above neighborhoods, easy access and close to freeways.

This is more extreme but would obviously stop him from having access to the tank.In trying to wrap my head around why he would do it I thought maybe its a sound thing?

I did Eddie Speed’ Note School training online, but at a cost of $72K for 2 years of supported access to his mutual fund of Notes, I can’t get beyond the sticker shock of Eddie’s mentoring program, but would love to do more DOT/Note deals if I can find them.