Its to my understanding that denying a applicant for drug related crimes violates the disability act because the government considers addiction a disease. 

The federal government simply can't afford to have interest rates go too high so they won't.Also keep in mind if interest rates jump up like they did in the last few months, it is because the economy is trucking along and your rents are likely increasing as well.Having said that, I'm a big fan of evaluating risks from possible scenarios and planning for those contingencies so here's a few contingency plans I use.1) As you're already considering, stagger your maturities.

So this might be a dumb question but let's say I have ten fha loans out for 50k a piece. (From what I am aware of, ten is the max number of fha loans you can get out.) Can I then refinance my ten loans and group them ...

Now back to reading about how I can get the government to pay off my mortgage if I owe $650K or less!

I found posts like this to be helpful when I was first learning about investing in real estate, so hopefully someone on here can get something out of it.Our goals were to cash flow $100 per month per door, have a cash-on-cash ROI of 12%, and achieve a total return of 20%.Purchase price: $179,900Our loan is a 30-year fixed rate residential mortgage at 4.25%25% Downpayment: $44,975Mortgage Payment (Principal & Interest): $663.75Operating Income$26,435 scheduled gross rents (4 units)$(1001) vacancy$600 garage rent$11 interest$26,045 gross operating incomeOperating ExpensesProperty Management (10% of gross rents): $(2543)Leasing fee for new tenant placement: $(550)Sewer: $(1397)Water & Trash: $(1232)Lawn care/mowing: $(350)Gas & electric during vacancy: $(228)City occupancy inspection aka government extortion fees: $(183)Maintenance & Repairs: $(3594)Property Taxes: $(2009)Insurance: $(983)$(13,069) gross operating expenseNet Operating Income: $12,976Mortgage P&I: $(7965)Cash Flow Before Taxes: $5,011Cash-on-cash return: 11%Equity Accrued: $2275Total Return: $7286Total ROI: 16%We hit our cash flow number almost exactly at $104 per door while our ROI and total return came in a little under our projections, but pretty damn close.

I will never enter a bonded project with a discounted price, it is simply not worth it, why would I use a 300k of my bonding line on a discounted transaction when i couldmake so much more on a government/commercial project?

As a long time local government official responsible for processing and making staff recommendations on this type of zoning variation requests, here are some recommendations that should improve your chances in achieving your desired end goal:1.

You will be in violation with the state, county, city, and federal including the IRS.

@Jerry Cinor CCRs means: Covenants, Conditions & Restrictions - they are the governing documents of your community that all property owners must abide by and vote to change.

Please don't take that wrong, just trying to help you save time and eliminate risk of misunderstanding.While services differ somewhat, all self-directed plans are governed by the same rules outlined in the tax code.