At first glance I can look at this and automatically know this is high.

Anyone who doesn't show up during this window is automatically ruled out.I find that with this method, it saves me time and shows me who is respects my time by following instructions and showing up on schedule. 

The bank said we could do 80% LTV, I would then use the funds to pay off some personal debt (credit card/ car note) which is around $400 in payments a month and then have 25-30k left over to put as down payment on another SF rental.

Like others, I immediately got hooked and started listening to as my podcasts as I could (walking to work, on the train, in the car, etc.).

So what we do have is their driver's licenses and SSNs for all 4, one employer (military base), cell numbers for 3 of the tenants as well as a number to a new business the step father started (I saw the number on his car; no actual location or address exists for this new business that they likely operate from their mobile).Thank you for the suggestion on the collection service and for all your feedback. 

Some of the people you dupe into believing that you're going to buy their house and then screw over by reneging on the contract are going to have friends who do unreasonable things like find out where you live and hide out in the bushes near your car with lengths of steel pipe and degenerate pygophiliac designs.

Fun Fact: Some of them are exempt from the loan originator compensation rule that came out a few years ago, meaning the LO can lawfully get paid more for handing grandma/grandpa a higher interest rate on a one-off basis, just like the F&I guy at a car dealership.

Maybe they took advantage of the low rent they'd been paying to buy a car with a $500/month payment. 

Free to use, easy to set up, and totally automated so once you set it up the first month you don't have to touch it again (it just automatically transfers the funds from the tenant's bank account to yours).

Hello I like cars as well as Real Estate, who here is into car?