While our commercial loan was easier to get, conventional is a generally a superior product. 

I am concerned about brittleness of the hardi product although that product is superior for rot and bugs.  

Mark, to answer your question, I'm looking in the Superior, Westminster, Broomfield, Louisville, Lafayette area, mainly because that's where I live.  

I'm not sure about that area but I'm open mindedTo acquire real wealth, equity is going to be more important than cash flow, and I think   Dallas/Houston/San Antonio etc are all superior in this category

The rental income used is the lower of current rents for the tenants in the building currently or market value as determined by the appraiser so often times the current rents are lower so you will wish your building came vacant lolThe conv HP program does not have any rental income requirements which therefore makes it superior to use on the house hacking strategy.HP Conventional requires the borrower to not own any real estate interest at the time of closing on either individually or jointly (partnerships).Hope that helps, let me know if you have any questions.

Mayfield and Superior.

Additionally, the one thing you can't change about the house is the location - finding something in worse condition but in a better neighborhood at least affords you the opportunity to repair the house and end up with a superior product. 

In Texas these are superior to Tax Liens.

Here in CA, the Apartment Association has a team of attorneys that review, revise, and maintain all the forms ongoing as laws change or superior methods are discovered.  

(sadly I'm responding) I'm wondering why you would even take the time out of your special superior "investor" life to make this post?