Check your laws specific to AK, you probably have 2-3 options on how to owner occupy this, with different costs attached to each.3) No charge.

Even if it didn't show on the credit report, you're claiming income (hopefully) from the owner financed property and I would assume the bank would ask if there is a mortgage attached to that property.

Does anyone know the best location bank in the panhandle for HELOC? 

I have attached a screenshot of the zip codes I am interested in living in.Can anyone help me? 

I found the smell even attached to my shoes when I left.

There is a new build project of a 3 bed 2 bath bungalow semi with attached garage for under $400,000 that comes with a rent guaranteed of $2000 per month plus utilities for 2 years.

However any standalone unit has to be attached to the principal property, ruling out an ADU.  

It's "Notice of lis pendens" and it basically means that there's been a lawsuit filed against the property usually when there's title dispute.As an investor, don't get emotionally attached to properties because it will end up costing you more money when you can't just walk away.

@Kevin Pillow - Welcome to the BP family and to the panhandle of Florida!

Regarding the contract... you'll need to obtain the mortgage payoff and should have a title search undertaken on the property to determine what, if any, liens other than the mortgage attached to the property.