(c)Furnishing reports in connection with credit or insurance transactions that are not initiated by consumer(1)In generalA consumer reporting agency may furnish a consumer report relating to any consumer pursuant to subparagraph (A) or (C) of subsection (a)(3) in connection with any credit or insurance transaction that is not initiated by the consumer only if—(A)the consumer authorizes the agency to provide such report to such person; or(B)(i)the transaction consists of a firm offer of credit or insurance;(ii)the consumer reporting agency has complied with subsection (e);(iii)there is not in effect an election by the consumer, made in accordance with subsection (e), to have the consumer’s name and address excluded from lists of names provided by the agency pursuant to this paragraph; and(iv)the consumer report does not contain a date of birth that shows that the consumer has not attained the age of 21, or, if the date of birth on the consumer report shows that the consumer has not attained the age of 21, such consumer consents to the consumer reporting agency to such furnishing.(2)Limits on information received under paragraph (1)(B)A person may receive pursuant to paragraph (1)(B) only—(A)the name and address of a consumer;(B)an identifier that is not unique to the consumer and that is used by the person solely for the purpose of verifying the identity of the consumer; and(C)other information pertaining to a consumer that does not identify the relationship or experience of the consumer with respect to a particular creditor or other entity.(3)Information regarding inquiriesExcept as provided in section 1681g(a)(5) of this title, a consumer reporting agency shall not furnish to any person a record of inquiries in connection with a credit or insurance transaction that is not initiated by a consumer.

Since I bought all the properties below market value in the path of progress I can rent the properties long term or sell if there are issues such as city officials banning short rentals.

Almost every single NRU member that has come to this site has been banned because they all have the same attitude as you.

Iowa has no state level ban, but Des Moines, Iowa City and Marion currently have "source-of-income" discrimination bans.

Several areas within San Antonio have HOAs that ban it as well (Downtown/Riverwalk is still an option though). 

Joe, i pretty much exhausted all optiong with this tenant. to make matter worse, NJ as oher states has put a ban on evictions.

I think, at least in my experience, the regulatory environment for Airbnb/Airbnb-like renting is all over the map in New Jersey, ranging from acceptance (like in Jersey City, Newark), to banning (like in neighboring Union City), to neither banning nor permitting it (much of the rest of NJ).

Can I be CONFIDENT that rental properties will *never* be banned in this community or is there possibility that all rental properties might be banned at some time in the future?

Maybe you're banned from FHA loans, or maybe banned from buying another HUD foreclosure, every now and then people go to jail for loan fraud....and you sign a document at closing normally that acknowledges that.My thought is if you are telling me today, that there is a good possibility that you won't be there a year, then rent and don't buy anything. 

My intention was to fix it up (estimated around 12k) and keep it to STR but now I am half way through the rehab and the Town just banned STR.