@Adam Schmidt The statute of limitations likely limits the right to enforce the HELOC.   

Among the items Shawn discussed, he brought up a section in the 2019 Florida Statute that are often overlooked and be of interest to folks looking to buy from a distressed seller here in Florida.  

Check with your state;s statutes for perfecting, priority and release of liens.

Put that thought on hold and let’s try another scenario.I won’t bore you with statutes and history but years ago the Georgia legislature created another deed concept called “Joint Tenants with Right of Survivorship”.

There are rules and regulations for Alabama on http://revenue.alabama.gov/advalorem where you can review the ins and outs of the state statutes. 

Every state is a little different in abandoned property - check NOLO as a reference. http://www.nolo.com/legal-encyclopedia/handling-tenants-abandoned-property-an-overview.html But I would specifically read your state statutes on it.

http://www.leg.state.fl.us/Statutes/index.cfm?

Its in the Florida Statutes.

This is not "something for lawyers to argue over" it's spelled out in detail in the statute.

Here is what i know about Land Trusts in MD: There are no specific Land Trust Statutes in Maryland.