My first suggestion is to get them to write down an investment strategy. 

I could write a novel on my experiences with Booking.com and given that's nearly Halloween, the genre would likely also be correct. 

However, at the time, I was so raw from my experience with Lee Arnold I couldn’t talk or write about it.

For deals I do, I try to write in under the inspection section in the purchase agreement, “any and all recommend by home inspector including but not limited to inspections checked no above.”

For these reasons, we don't invest our emergency funds in anything that has volatility and we can't write a check against it the same day for an emergency.

Do you see why we accountants say "likely" and "possibly" in every paragraph we write?

But from a moral & ethical perspective, you may want to decide at some point to just eat it and accept write it off as cost of doing business.

This is where I am at now.I have been writing this post for a few hours now. 

We’re really best suited for those high income earners out there with strong investment experience and cash positions to literally take the reigns and create a strong cash flow product and tax write off for them with minimal time spent on their part.

I'd offer him his $190,000 if he will take payments at 3%, NO BALLOON, you'll make good money and get tax write offs.