We don't spend anywhere near that much nor do we go through 2k worth of linens, kitchen stuff or furniture.

You're netting $5k/mo and have no cash available and you're working a civil engineering job?

and are you looking to walk away with cash or simply refinance (meaning paying off) what you owe? 

When would you say it is worth it to have a CPA to work with?

Quote from @Nathan Harden: Quote from @Jack Smith: For what it's worth...

Texas does have specific rules regarding home equity loans and cash-out refinancing (often referred to as "Texas Equity Section 50(a)(6)"), but these don’t prohibit homeowners from using funds for investment properties.

. $300sqft to build at least.If you have any sort of mortgage on the property you will need an attorney to handle the mountain of paperwork the bank will give you for a lien release. 10k+, also probably some nightmare terms to have to build and sell immediately and god knows what.At this point a year has passed and you have spent at least $60,000 cash, you're about to break ground on a structure that will cost you at the very least $400,000 to build, you are still 1 year away from cashing out because you have to now build a house.

Do you prioritize equity growth or cash flow in your investments?

It's been WELL worth that to me. 

I'm not sure your cash flow is accurate.