The states that have fall into two broad categories 1.

Worth its weight in gold.

On the flip side to investors , other than the obvious advice to do your due diligence and stress testing seriously, also do the important work of self assessing your own true risk tolerance, ultimately defined by “are you comfortable losing it all” in a particular investment or asset category.  

Most fall under category 1, followed by category 4, then 2 and finally category 3.

here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

You need to answer all the above questions, then identify a course of action based on those answers, and then place those actions into the three categories above.

I would just feel like a dead weight and once they has the info they could ghost me. 

The plaster shows mildew, and because it holds so much moisture, he has recommended taking down the damp plaster before the weight of it collapses.  

A quick run down:at $150/sqft 1473-1666 sqft  1667-1833 sqft1834-2000 sqft The chart shows 4 categories but that can be broken down into 3 categories.

This should transfer the weight of the room to the new support as the seasons change.