Pretty much every interest or hobby that my kids have gotten into comes and goes with the passing year or season; however, the skills that I can teach them within that window of interest sticks with them (hopefully). 

That's about three months worth of cash flow out the window.

Apparently offer 2% more than hard money (secured by real property at no more than 65% LTV) and all reasoning goes out the window.  

I have talked to a lot of different ones and have found one that I really like because they have been doing it for twenty years and have vertically integrated property management and construction and a construction warehouse for fixes and everyone is on-staff.

You don't want to invest in a place you have never been to unless you are using a vertically integrated turnkey provider that others can give you references for.

You'll need to look at adding hurricane impact windows and doors throughout the home, and bracing all the framing members of the house with hurricane straps.

By sourcing directly from trusted factory partners, Griffin Modern saved significantly on key elements like the Pivot door, floating staircase, glass handrail, and casement windows—items that normally cost 30% more when purchased at retail.

That said the biggest issue with heat provided is not the thermostat but the open window in spring and fall when the heat is on.

I’m in a cold climate and was having multiple tenants turning their heat up to 78 and then leaving their windows open when it was -20 outside.

A quick google search turned up this: https://windowwellexperts.com/...You can install a legal egress window for $3,000 - $5,000.