I have a meeting with an investor real estate agent and she is gonna talk to me about that front and Ill see where I go from there.  

Ill be looking for home equity loan, over a property I completely own (paid cash) . 

I"ll try to be as objective as I can here. :) Having the insights that I do on this landscape, I'd recommend checking out Lead Sherpa and you can determine on your own how it matches up.For one, our model is all inclusive.

Ill send you a PM.Hope this helps! 

I've got a great agent ive used in the past, Ill send you a PM with his info

Yeah ill try reaching out to him. 

My property taxes are high - around 9k a year.I’ve been out of touch with the market this year dealing with an illness and I’m trying to make the best decision cause this is my lifetime investment and extra income.

But the rent will not cover my mortgage in this so I ll be negative every month for a year.

Therefore, a seller financing deal is ill advised when there are other mortgages on the property, unless these banks consent to the transaction.

I recently came across an INDEXED  UNIVERSAL LIFE INSURANCE POLICY as far as i understand it, just recently became available to the general public (used to only be available for the already wealthy) that I purchased for myself through a business so its a tax write off. its Indexd meaning it goes up when the market goes up but stays even when the market goes down, (no losses in value)sure it might "only make" about 6-7% and you could potentially make more money in another investmet, but along with the Death Benefit there are also Living Benefits, for illness or injury, which is a great hedge in an event someone become incapacitated in any way their family is still taken care of financially. thats the "isnurance" part of it that pays out "incase"after I think 1-2 years of "loading it" it becomes very Liquid ..you can become your own personal Bank and borrow your investment from yourself, you`ll have to pay it back to yourself, but you again get the interest write off.at the end of your retirement when you end up taking out your money out as "loan to yourself" instead of a draw so it not Taxed as income , essentially "Tax Free" I also understand that banks when lending also count your insurance policys cash value as an asset.which could help with loans from themI was really impressed with how it was presented and was so far one of the best "off the shelf"  retirement investment vehicles (compared to say a Roth IRA) im sure i left a few things out but thats how i understand an indexed universal life insurance policyyou can also "load it" pretty heavily evey year compared something like a Roth Ira which only allows you to load a max of 6k a year?