Some of the guys also wore (queen sized) women's tights to prevent the pinching of their thigh skin against their saddles :)

If I do get multiple HELOCs do I run the risk of having issues getting loans because of DTI or something else.Just making sure I am not leading myself into a trap trying to get some more cheese.

If 40 year old me could sit down and have a conversation with 18 year old me the best advice I could offer would be to take significant action as early as possible.I would read three books in order, Who Moved My Cheese by Spencer Johnson, Make your Bed by Admiral William McRaven and Set For Life by Scott Trench. 

We found piles of feces from a variety of animals, more mold than a cheese factory,  some insanely disgusting mattresses, and 1 very long-dead squirrel. 

This is where I got my start and am grateful to the Big Cheese...Josh Dorkin (and Brandon) for creating this community.

After sharing a big fail that was our first flip in this forum, wanted to follow up with a win that was born from it.

Lead Source: Off-Market
Strategy: Flip
Purchase Price: $150,000.00
Rehab Budget: $90,535.00...

And civil:)Landlords should all read the book, "Who Moved My Cheese?"

VacantAll NNN lease with expenses reimbursement from the tenants. seems like a good location as it is just off of freeway and there is Chuck E Cheese, Apple Bees, Raising canes and other  good retail around the location.We are trying to get the latest income statements from the realtor to assess if the tenants are doing good (mainly from the bar which is occupying 50% of the space and lease coming to an end in 2022)According to our calculation cash-on-cash is around - 8.5% if the building is 100% occupied Assumptions: 25% down payment and 75% loan from the bank @4% interest rate 30year amortization Operating expenses included - Property taxes, Insurance, CAM, Management fee.Are we missing anything from the calculation ?

You should never feel wrong or guilty for making a nice chunk of cheese on a property.

@Bryan Lindgren welcome from another cheese head!