If you use the $14,000, will that leave you without sufficient reserves if the AirBnb thing doesn't pan out?

However, those reserves are often most needed in the first year and not having sufficient reserves can put a deal in a bad position and that's where additional risk is created. 

Some inspectors may eyeball the work performed and feel it is sufficient to sign off and yet others will ask you to open up the walls to ensure everything was done to code.

Additionally, I am in the process of closing on a commercial property, which requires a $300K down payment by October 15.If I settle the tax bill, I won’t have sufficient funds for the property down payment.

The lender assesses whether the rental income is sufficient to cover the loan payments.

Is it sufficiently sized to cool the space?

But most folks in the 25-45 year old age group won't even be sufficient in 1 of them to retire at 67, let alone 62. 

One of the key features of the FHA loan was the Self-Sufficiency Test, which helped keep prices in check.

Additionally, I am in the process of closing on a commercial property, which requires a $300K down payment by October 15.If I settle the tax bill, I won’t have sufficient funds for the property down payment. 

Fortunately there was an overage of funds from the bid up at the sale that was sufficient to satisfy the DPW lien.