Hey,I am new to investing and I plan to make my debut as a real estate investor with a house hack in a multifamily duplex, triplex or quadplex.

However, there can be great markets with less-than-stellar turnkey providers, so focus on people first.Turnkey can be a great way to start your portfolio as you gain knowledge, experience, and a nice cash flow buffer before jumping into higher risk options like BRRRR.I literally just weighed in on this same question on another thread if you want to check out the info there: https://www.biggerpockets.com/forums/12/topics/698692-first-property-brrrr-or-turnkey?

I take 6-7% all day long in my situation (portfolio-type loans)...and like you, I have stellar credit.

Property Management Company often tend to be less than stellar. 1 of 100 little things goes wrong that you don't anticipate and you can't take care of it yourself.

It sounds like there is significant difference in loan rates across the US.Try U S Bank A national lender just got a quote yesterday sub 4.5% National lender publicly traded company credit must be stellar!

With the poor tenant placements, lack of property upkeep, damage from not having pipes winterized, failing to evict nonpaying tenants, and a stellar occupancy average of 56%... the property management has costed me tens of thousands of dollars, if not a hundred thousand.

The partners are a stellar group of individuals who have integrity.

I would raise that a little bit; if the numbers work with a 15% or 20% vacancy rate, then you’ll do stellar if you make 5%.

We are using a well known broker for the transaction but we just haven't heard any stellar ideas for the other building.

Also so then I've gone on to do a search on him to find out the he was recently released from TDC, he is also a RSO and has a less than stellar past.