Rates are set based on the amount of non-retirement assets you have with Schwab.

Many are looking to retire or shift out of active management, especially as interest rates rise.From what I’ve read in Bloomberg, Austin's market in 2025 remains highly competitive but still has opportunities in older neighborhoods and suburban areas.

This allows for proper retirement of assets.If a property has already been sold it may still be a good candidate for cost segregation as long as you sold the building and have not filed the tax return.

We have retirement accounts, a small private stock market account, and an emergency fund. 

This is also apparently going to "be a thing" with airbnb portfolios as I am currently working with another owner ready for retirement.

@Kyle Atans  or PHX when building stopped dead cold and they deported half the construction workers who happened to be 80% of the tenant base.. same with central CA building stopped  no deportation though :)I just bought in Vegas for semi retirement and tax purposes I kind of like were it sits now.. but no question your timing of that market was impeccable.. !!! 

Gettysburg PA is a very attractive place and attracts a lot of tourist that now many retired people have started buying houses to live there and the prices of houses have gone out outside the Downtown.

One of the board members was there and is looking to retire, We hit it off and he opened up his 30+ property portfolio to me to choose from.

Refinancing Options If you’re planning to hold the property long-term, refinancing the seller carry into a more stable, fixed-rate loan could give you more predictability.

I have been listening to the Rent to Retirement podcast recently and they have been heavily selling properties in Akron, OH and I have read some really good reviews about their experience.