Is it true that the bank would use the lot as collateral for a new construction loan @Troy Sheets Yes, the lot value as well as any soft costs like architecture, engineering, etc. can count as well with most banks.

Would you mind sharing the details of the project costs, including soft and hard costs?

Mostly in the South (which includes Florida and Texas), where prices soared during the pandemic and inventory levels have already recovered to well above pre-pandemic levels.III: Existing Home SalesMost forecasters (including me) expected more of a rebound in existing home sales in 2024.

I do have a warehouse and tend to over supply some things I know will need eventually, like TP paper towels, kleenex, shampoo, laundry soap, etc.

You may need help with the listing before throwing in the towel.

I have already seen the new forms/addendums that will be used here in Arizona, the common one for this will be the Seller Compensation Addendum.The one thing that might happen in your discount buyer agent scenario is you might get a buyers agent who agrees to a lower commission and then the listing agent is offering a co-broke that is higher than he agreed to, well now that buyers agent will only be able to get paid the lower amount he agreed to and the listing agent will keep the remainder, so listing agents could end up getting paid more.As far as your question on what to pay an agent, I view it similarly to hiring an attorney, there are discount attorney's and they might be okay for some people in some circumstances, or if you know the proper procedures and deadlines then maybe you do it on your own without an attorney.

I had to do the laundry from our last guests and they used the white towels for makeup.

You can use LED light bulbs in your existing fans and get "the best of both worlds".Soft White or Warm White vs.

More inventory, soft pricing, etc...Collapse ?  

It is usually a soft pull so it doesn't affect you as much and if it does lower your score by a few points it is nothing to worry about.