You can get a normal owner occupied home loan to do this. 

And your point about a lingering HM loan makes sense.

Focus on understanding the rental market, conducting thorough property inspections, and leveraging owner-occupied financing options like FHA loans.

Consider starting small with house hacking a duplex or triplex, and use tools like the BiggerPockets Rental Property Calculator to analyze deals.Good luck!

The LTV of the loans I’d conservatively gauge at about 35 percent.

Is it possible to keep my land loan out of it to keep the total cost low?

Are LPs entitled to see foreclosure, bank loan related docs?

@Trace P. again, why would the government logically spend YOUR tax dollars paying more than market rent for an S8 tenant?

And lets say you then rehab it only to find out there is bad title and you make a title claim.. if there is no loan on it your only going to get 50k from title insurance and you will lose the 50k you paid for the assignment and any money you put into rehab. 

Here are some practical steps and strategies to consider:## Single Family and Small Multifamily HomesWhen looking at single-family and small multifamily homes in northern Illinois and southern Wisconsin, make sure to analyze the local market trends, rental yields, and property appreciation rates.