And for heaven's sake, don't give them your phone number!  

On Animals, I own 2 large dogs and heaven help you if you tried to enter my house at any time I was not there. 

Think they have slightly different uses, but they are off the shelf.And for heavens sake, don't get dragged into the "it needs to be sprayed monthly/quarterly" rubbish.

Free and clear properties are more attractive targets (not only for litigation-happy folks but also - heaven forbid - for divorcing spouses).Consider your risk tolerance, of course, but consider using leverage on all your investment properties - even if you need to eventually keep your LTV around 60% or 50% so you can sleep better at night.

This was a gift from the heavens due to the rarity of something this sweet! 

Bought a property for 65K. 6 months later the bottom fell out, it became REO heaven.

Buying a solid property in a great area where you break even or heaven forbid lose a bit is way better than paying taxes on a property and taking yourself out of the market.

@Ryan Hall, Heaven only knows what he was talking about. 

Bowater says.After bidding on six homes, they won the seventh.

After doing this, we realized the water was now flowing out of the house over toward the drain (thank heavens the basement is sloped, that's about the only thing going for this house).