(And cool air in summer).Any thoughts/questions/concerns regarding before I permanently removing hundreds of dollars worth of insulation from the crawl space?

Drafted a plan, gathered estimates, created a budget, put together DTI sheets, even got an "as-built" appraisal, and also have it in a permit status at the Local Building and safety office.Then I started to look into the construction loan and the permanent financing....to do it myself, and not through a builder.I soon realized that there are sooo many companies out there that want to try to help...but cant  (some of them were even on this network of people):  don't have builds on record, won't allow for owner-built homes, my credit is less than 680, while carrying the construction loan, there may be a point at the end where because i have my rental house while building that it become hard to pay, and  I can't pull out a private loan to help start process because my credit cards balances are horrible...and my "business" has no show of income.So, now we are here in the present time....   

A permanent repair, have to address the reason it rotted in the first place of course.The labor cost is the same, I know what product's I'd use

Invested 45K into full rehab and renting due to military permanent change of station (PCS).

Huge pain until I bit the bullet and got it fixed permanently.

Will the bank loan on them if i own the land and building on permanent foundations?

Permanently or temporarily?

That would be $10,000 a year.Instead you put $100,000 in a cash value permanent life insurance.

Then leverage the cash value to buy more properties.The guaranteed, permanent death benefit replaces the value of the future taxes due when deferral ends.Or the death benefit replaces the value of the assets themselves allowing you to use and enjoy more while still alive, and even offset taxes due on other assets such as tax-deferred retirement accounts.Repeat forever. :)

If your tenant only stays 2 years each time -  you are permanently negatively cash flowing until you can change your financial situation.