Stevens and Ness is a known source for non realtor forms locally. 

We've talked about upgrading or lateral moving to something we can both decide on together and I think we would have done that a while ago if it wasn't for the underwater-ness and figuring out how to deal with that.

@William G.I've been trying to analyze... but lo and behold RE costs in NJ are ridiculous, and in my beginner-ness I don't recognize what the good deals are.

The interrelated-ness makes total sense but I guess I’m wondering why it hasn’t kicked in at all yet.

Warren Buffet was known to recite all the numbers of the annual reports that he studies for fun.3. brush up on your handyman-ness!  

unless we were selling a block of 20 or 50 of them or something.WE see them in land development and I am sure they are used in bigger commercial and maybe some Multi.. but multi has been so hot maybe they don't use them much there right now I don't really know..But in SFR I would absolutely say they are a waste of time.If you want a short cut just create your own one page purchase and sale contract.. in our state we have Stevens Ness forms you can buy at  office depot that are one or two pages.take one of those customize it with your name etc and use those to shot gun deals out.

The pond scum - ness of the scammers never ceases to amaze me.If only they would use their tiny little brains for good instead of evil.....

He's been incredibly supportive with my "newbie-ness" and gets that it's about the numbers.  

I need to verify if I'm wrong AND if I'm right, so verification and/or telling me my incorrect-ness is more than welcome.

The 4% increase is well worth the more active ness of the investment because the 4% is greatly increased by the added income of appreciation, tax benefits, amortization, and leverage abilities.