Sources for insurance and property taxes: Insurance - ValuePenguin, State Property Tax Rates - Rocket Mortgage.Low risk of natural disaster: Natural disasters can devastate your property and the surrounding community, leading to job losses and the closure of shops and businesses.

As you have experienced this is the nature of these transactions.

Thinking of Freeport, niceville, crestview, etc.I like Freeport overall and naturally I’m looking at rentals rates vs the cost of townhomes and single family homes.

Answer: No, buying an STR doesn't change the nature of historical passive losses on other LTRs you own and carried forward from prior tax years 

Most fake this, but you are genuine.My response to you is then this.First, be careful, because human nature is a treacherous one.

I, like most posters here, have a natural bias toward our area of investment/financial/business interest.  

Due to the nature of the 1031 exchange time is of the essence.

Again  as an LP, ask yourself why you are the preferred check writer over the more sophisticated and more natural equity contributor? 

But humans are humans, human nature is what it is.

It really just depends on the nature of the work.