In today’s market most homes will be worth more than their outstanding loan balance unless they are VERY recent purchases with little to no money down.

As far as benefit to the seller goes, @Matthew Paul I think you are probably right on the money and regardless of whether they would have preferred to stay in this house rather than move, it is likely providing them some excellent cash flow; and I'd be hard-pressed to come up with a deal that serves both parties better than the current situation. 

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.

Be sure to check and see if there’s any tax benefits to you from buying from the non-profit.

Micro-markets are like checkerboards across larger markets. 

This setup ensures every project stays on schedule and within budget, which is huge in a market where timing is everything.3.

In this situation, is it better to get a property through regular means, look what is on the market (through realestate agent), or maybe go through a sheriff sale?

You have zero control over the stock market, whereas when you do private lending, you have significantly higher control and contractually guaranteed return on your money.

But if you do a bit everyday consistently you will reap the benefits of this great investment!

Milwaukee Cleveland Toledo great markets.