Apparently, it's common practice in LV.Anyone else have this issue or this is just an isolated incident.

I also had incidence of a stubborn roof leak and the fitting that hooks up to the city water underground cracked and water was flooding around the sidewalk!

If I"m liable for the Agent's actions - am I also liable for their 'employees' and work they do on my house - say up to a $200/item or incident amount.

Yes, it does seem like a leaky umbrella @Jean Bolger .It was a large sum umbrella policy to allegedly protect me against such claims..among others.We had a dog bite incident in the early 1980s that made it all the way to the Texas Supreme Court, I believe --and it was fortunate that we had insurance back then.

The incident was so creepy that my wife bolted from the room without saying a word and I followed, as her reaction spooked me as well.

Your 15 year roof can easily last 18 years without incident, when it needs to be replaced it's rather obvious and there are tools to check the roof during inspections.

Informed by employee of another investor in Atlanta that had completed some 400 tranactions, without incident.

I am thankful for so many things: The people in my life who have helped me along the way, whether I knew that at the time or not;The events that gave pleasure, excitement, sorrow and solace, understanding and growth, and even love;Those seeming adversities, which made me stronger, which now enable me to get through this time;Those incidents that stand out as milestones over the years, that, if any one were missing, my life would not be the same.I’m asked at times if I could do it over what I would change.

In finally had to replace my windshield on my 00 Xterra, also due to a board incident.

God bless him (Although by this incident it's very obvious He already has!!!)