Along with the condo fees come the amenities (gym, pickleball, boat docks, tennis, putting green, heated pool, etc.).  

On the other hand, if you sell the Stockton home now, you’ll be mortgage-free sooner on the Sacramento property and can start saving or reinvesting more aggressively.If I were in your shoes (and as someone who’s seen the ups and downs of California real estate for over two decades), I’d lean towards keeping the Stockton property.

There is a good chance that you could refinance to a rate lower than that much sooner than 34 months out. 

Understandably that's also not the typical real estate investors' goal - most investors want to leave the 9 to 5 job sooner and be financially independent early.

And I am not even a germophobe, when you travel in third-world countries you can't be, but I would not get into anyone's bath water if I don't have to, STR, hotel or gym.

The sooner you get into the property, the better, to plan for these events.I don't think it will be the end of the world if it has to happen next day, but that's certainly not optimal. 

The only thing i regret is that i didnt join sooner! 

Right, but I still think you'll sell much sooner than 30 years 😁Sometime in between now and 30+ years I think you'll likely find an opportunity to trade up or to deploy your equity elsewhere. 

I'm particularly passionate about [multifamily homes]Outside of real estate, I enjoy [Family, helping others, dieting, gym, just all around being a productive member on society and my community ].Excited to learn and connect with you all!

This is perfect if you’re using the BRRRR strategy and want to access equity sooner rather than later.Working with a lender that specializes in non-QM loans for foreign nationals can help you get favorable terms and streamline the process.