Potential solutions include federally backed loans with lower rates or tax incentives to help offset the cost of a new mortgage, encouraging these homeowners to sell to new owner-occupants.

FHA loans can be a good option here, allowing you to put down a lower down payment.## NetworkingNetworking is key in real estate investing.

That rate will be lowered further to 40% in 2025, and 20% in 2026.

I believe this because I think that on the whole, his first two weeks of actions are likely to: - Have zero no impact on near-term supply (deliveries for single family and multifamily homes 2025 are a result of actions put into motion several years ago)- Put upward pressure on interest rates: Trump's demand that the Fed lower rates will have absolutely no effect, other than providing a cheap source of easy social media clicks and engagement for real estate pundits. 

Quote from @Ryan Davies: We have heard of them but have chosen not to close deals through them since we have found better options.

The price point is going to be lower than MA and there are still deals here. 

It's effective interest is similar to Mezz-debt at current rates but a bit lower.   

hey David,As a broker, I have several options if you're looking to only touch the equity in a second position lien on investment property. 

Just like bonds & stocks, different properties will have higher & lower risks.

Now the decision between option 2 or 3 depends on a few variables.