@Mike Teri Non-QM loans are frozen right now until the servicing piece can be figured out. 

As a commercial investor who raises private funds; its very hard to let someone exit in a time like this as the investing market is often frozen in a time like this.

@Jack Bobeck You are incorrect, states have not frozen rent payments. .

You can get fix/flip loans, but non-QM loans are frozen at the time of this post. 

Rents are frozen in place and in a number of cases declining to create an occupancy buffer to hedge against unexpected skip/lease break/income shortfalls.

The broker is telling me that all lenders have frozen lending due to market conditions.

Do we run into the risk of having the heloc frozen on the primary/vacation homes on a down market when having negative equity, what are your thoughts on that.  

On the cover the POHs seem like a good way to collect rent but they also come with the normal maintenance, frozen pipes, etc issues of running a rental property. 

Worse yet, what happens if credit markets are frozen and you can't get another mortgage at all?

If your someplace that has harsh winters, frozen pipes can be a nightmare for mobile homes so I would suggest checking the insulation underneath etc...I think the main difference is that mobile homes tend not to be as durable as a normal sf stick built home so your ongoing maintenance and repairs are usually higher.