The only instance in which that would be appropriate would be if they need payment flexibility, as most HELOCS only require a interest only payment.

Find one that does not have a high-priced long-term monthly contract, flexible pricing, and excellent customer service.

Being flexible in a way that still protects your investment can help build a better relationship.However, if they’re not responsive or don’t show good faith, you might need to take a more formal step, like issuing a notice to pay or quit.

Some flat-fee or investor-focused brokerages charge a minimal transaction fee, which can save you money if you're not planning to generate regular commissions.Additional Tips:If your primary goal is access to the MLS and flexibility in viewing properties, evaluate the costs of holding a license (e.g., broker fees, MLS dues, continuing education) versus alternatives like working closely with an investor-friendly agent.Consider whether the time required for licensing, post-licensing education, and maintaining your license is worth it for your investment strategy.If you need help finding an investor-friendly brokerage in Georgia or navigating the process, feel free to reach out!

The HML/PMLs generally have more "flexible" or "creative" lending terms (higher LTARVs and longer amort), but the trade off is higher interest rates.

This gives you flexibility to reassess if Inglewood's STR regulations change in the future.

I’d also reach out to the Hancock County Planning Department to get a feel for how flexible they might be on replating and rezoning—better to get ahead early.For renovations, if you don’t have boots on the ground yet, ask for referrals through local investor-friendly agents.

**Limited Flexibility in Marketing:** The program often promotes fix-and-flip strategies, which may not align with everyone’s investment goals.

Others tap into personal savings or use business lines of credit for more flexibility.

I don’t have direct contacts in Burlington, but you might want to try local community banks or credit unions—they often tend to be more flexible with investors and might be more willing to work with you on a LOC.