You shouldn't worry about that until you have at least $1 million in equity.

The government is trying to protect people who managed to run their life well enough to buy multi-million dollar homes?

There are a million different opinions so take them and formulate what will work for you!

Our loan minimum is $75,000 and we go up to $10 million, and we can lend to both individuals and LLCs.I'd be happy to share my experience as an investor and as a lender.

You can EASILY pass several million to your heirs tax free and avoid at least a $1M in taxes if you spend anywhere near 20 years investing in real estate. 

Sellers realize that offering the BAC means that their property will be more easily marketable to the highest number of buyers and have the best chance of fetching the highest price, that's why they choose to offer BAC. 

Now as for what happens if a person who just lost a million+ dollar home just bizarrely says "nah, forget it, being a bum in a tent on the beach seems so much better".... well if ya knew the basics of Real Estate you'd know there is policy in place literally everywhere in the US for exactly that.

That seminar probably made a million dollars off the sign up fees.

I am not very familiar. several thousand acre cattle ranch at todays dollars depending on location will be in the multi millions..

I kinda get it if 4 and 5 bedroom properties are going for 1.5 million in that market but... thats just math wondering what reality is?