There should also be a debit card tied to the zero balance checking account that can be used in normal fashion for ATM's etc. 

REI will always have obstacles in one fashion or another. 

American Greed and the espisode on Remmington financial..  

Never under estimate the power of good old fashioned fun in real estate.I have a couple questions/ideas for you. 

I would recommend that you lease it from her at market rates in an arms length fashion. 

Macy's, a cornerstone of American retail, is seeing significant interest in the real estate it has put up for sale, a promising sign in a challenging market.

I recently got an Advent Calendar, 24 days or Bourbon and American Whiskey.  

We actually got quite lucky as COVID wild type strain mutated fast enough to become less harmful and so only 1.2 million Americans have died and only 7.1 million people around the world have died from it, so far.

Hi Mike,I would go with a good old fashioned Texas cash-out refinance.

if the answer is no.. then please keep in mind this will be next to impossible for you go get unless your financially strong enough to walk in the local bank and borrow from them. no HML is going to loan that kind of money on new construction for someone with no track record.UNLESS you put in a huge amount of cash.. up front. so were We see all these folks getting scammed is they don't realize they really don't qualify for financing.. there is some notion running around that HML are just equity lenders they are not.. they are experience lenders IE how many have you done.. first time borrower VERY short leash. so you have the scammers saying no problem  the bigger the loan the bigger up front fee they hit you with and never fund.If you have the ability to go on American Greed website.. look up the episode on Remington financial.. they were the mother of the pump and dump Due diligence scams..