This was a new purchase with a few vacant units so I couldn’t prevent the vacancy at this time of year but going forward I will make sure none of my leases are expire in NOV-DEC.

Using the short and long-term leverage accelerates my TIME FREEDOM date.  

I placed them within dated folders so people don't have to search for what date the appraisals where done.

If you submitted an itemized breakdown within 30 days of your move-out date, there should be no issues.Did you take any photos for your records?

Ironically, Taylor often only sent emails to just one of us, until she had multiple reminders.We obtained, as requested, payoff letters for our mortgages with the date of December 31st.

I suspect the person who originally turned it into a fiveplex only applied for permits to make a fourplex and then did the 5th unit fly by night (perhaps at a later date) in order so the property would still be considered residential and allow for better financing possibilities.

In CA, there are a lot of tenants that have leases that state a higher rent to go month to month when the lease expires. 

I believe the older vacation homes that have not been brought up to date will really struggle with occupancy and / or rates. 

An investor is going to want to have a specific date they can get their money out of the deal. 

Keep detailed records of payment dates and amounts and consult a tax professional to ensure this strategy aligns with your overall tax planning.