You could be a private money lender on real estate deals that need funding, and get double-digit returns on your money.

I need a reliable virtual address and digital mail forwarding service that can handle digital mail forwarding, scanning, and other essential business needs.I’m looking for something flexible, secure, and cost-effective.

All 3 properties are cash flowing at a low single digit rate but have nice appreciation and 10 years left on loan.  

I would also say that markets like Manhattan are not super representative of most markets in the US - a lot of foreign investment I'd imagine in NYC, Miami etc - I'd guess a lot of these cash purchases are more about exchanging unstable or risky foreign assets/currencies for perceived stability/safety of US top metro residential real estateI think in a lot of other markets where this isn't relevant - I think most are cash offers being "king" as not having appraisal or other contingencies that might sabotage the sale after 30 days or so and make people re-list (sellers will take less to avoid this risk and downside)

The AIO and 1st lien or HELOC strategy is not meant for financial undisciplined people but you're right if you're undisciplined a fixed loan may often be better because typically that person cannot put extra principle in their loan anyway but they might frivolously spend all their available line credit anyway.Where I'm from, once upon a time (not so long ago), home loan interest rates were well into double digit interest rates.

Our investor class is not primarily made up of other real estate investors looking for double digit returns but a mix of accredited and non accredited investors looking for diversity and monthly distributions.

If you want to be more on the knowledge/digital side of skill, marketing is a good place to start.

I honestly don't believe anyone should be paying double-digit interest rates for hard money, and I'm on a mission to change that. 

The biggest advantage of having a good buyers agent to me is the comps they know to better value your potential property, the digital offer PSA and connections to a good inspector and lender. 

Platforms like PropStream, REI Reply, and DealMachine can help with property data and lead generation.Digital Contracts and E-signatures: Make use of digital contract platforms like DocuSign or Dotloop to handle agreements virtually without needing to meet in person.4.