I stumbled upon landlording due to consolidating homes and am such a newbie.

I'm located in Central Washington (Wenatchee Area) and I have a Cash Out Refinance scenario that I need a solution to and i'm hoping you all can enlighten me on some ideas or referrals.We have 2 properties (1 - Four-plex, & 1 - Duplex) with 2 loans that we would like to consolidate into 1 loan on the 4plex with the duplex then owned free and clear to make available to open a LOC for future investing opportunities as they arise.We owe 158 on the 4-plex and 91 on the duplex for a total of 249kthe initial appraisal came back at 300k for the 4-plex but it's very low for our local market.

I consolidated my 401Ks from previous employers and “pooled” them into a Solo 401K to avoid it being a non-taxable disbursement.

So I would like to offer a perspective that with every PCS you ought to buy a new property and continue that, so that the day you do leave you have the option to liquidate from all those states and consolidate your funds.

@Benjamin Black I think you can find a Kender that can do 80% LTV which should cover consolidation and also closing costs.

Eventually consolidating their equity via a 1031, to step up to small apartment buildings.

If not, you should consolidate your debt into a lower interest loan and start aggressively paying that off.

It seems so convenient everything is handled from consolidated place.

I went in with the question can I consolidate all of my accounts and use that as collateral towards the purchase of a property. 

But I would think the personal loan is no different than any other debt to be consolidated using equityWe’ll find out soon because I was just referred to a local lender by a bp member yesterday that will do. 75% ltv w no seasoning.