Yes, the government pays the Section 8 rent timely, but more and more tenants are having to pay a portion of their rent.

And you don’t have to pay it back when you sell, you do an exchange.

There are cheap PMs, but I think you end up paying for that in the end. 

With regards to your example about plaster vs. drywall most insurance policies no longer will pay for the plaster whether you have a public adjuster or not. 

To pay for this, I used a heloc on my current home.

I am the type of person that is normally looking to save a money to increase my investing so the thought of paying someone to do my taxes when we could do them ourselves didn't make sense. 

If you did DSCR, 20% down I have a Par rate at 6.375% so you pay broker fee but no points.

I asked if there was anything else we could try, he got very angry and demanded I pay him in full.

The reverse mortgage company wants buyout and I dont have over 200k to pay out.

Rather than paying for childcare services from a large organization, we found that it was significantly cheaper to pay for a second mortgage than to pay for childcare.