Finding this community has been fantastic simply for the breath and depth of knowledge in these forums.I went to a local REIA Meetup this evening and was presented with an opportunity to have a coach/mentor.

They are more often behind the times, showing homes as "available" when in fact they sold a month or two ago.Don't be afraid to make a low-ball offer, but don't hold your breath.

Just like making microwave popcorn doesn't guarantee popcorn lung, but yes if you made a ton and breathed in the vapors, there could be a problem.

I think a lifelong lesson of mine is to slow down, breathe, trust the process, and take it one step at a time.

There are so many people affected with breathing disorders and allergies that majority of tenants LOVE these easy care, easy clean, dust-free floors. 

@John Allen the best advice I can give you is to eat and breath Real Estate.

First of all, you need a good credit - it helps with everything.Student debt needs to be paid down for the financing.I wouldn't hold my breath about owner financing: in this market everyone can sell at its highest and best unless they are trying to rip you off: pricing it too high or financing it with outrageous interest on the note....especially be afraid these "no credit required" "deals" - they plan on you failing to refinance later.If you don't know where to start - read about wholeselling - at least you'll learn couple things about marketing.When market will go down - then it will be good time to find a decent seller financing.Buying right now will make you regret later, when the same house you'd bought twice cheaper.Good luck!

@Doug Dattawalker - I live and breathe SF real estate 24/7 (since it's what I do for a living), and I can confidently say that the overall market isn't really cooling off at all here.

I would not hold my breath for appreciation.

@Shalom ShoreTake a breath, we've all been there.My first recommendation would be to take the foot off of the acquisition pedal.If you were asking "what should I do differently," I would say get as many units under one roof as possible so you can take advantage of economies of scale.At this point, just start living.