Most people don't qualify for that relationship.The seller financing will not show up or affect the credit score.However, when applying for a loan at the bank or especially a Federally Guaranteed loan, they ask on the application for ALL Loans, whether  or not it shows on a credit report.

Since i had capital and had access to my commercial banks for the best rates possible on vertical and horizontal loans..

I refinanced it into a  5% 30-year mortgage with a local bank as the seller would only carry the loan for a year.

However, they failed to do so and remain on the premises.I immediately contacted my attorney, who filed a warrant for removal the next day.

He failed his clients.

They’re requesting what feels like an unreasonable amount of information, and the demands keep escalating.So far, they’ve asked for:A video tour of my home officeCredit checks on me and my partnerCopies of the deeds for every property we ownA copy of my partner’s home lease and utility billsBusiness phone billsA signed letter from the bank verifying our accountsBank statementsHonestly, it feels more like qualifying for a loan than trying to become a customer.

There is no seasoning requirement involved since the property isn't a short sale and it isn't someone buying REO from a bank with a seasoning requirement.

Proof of funds would be a bank statement or some other document indicating the liquidity you have.

We are not too strapped for cash, but it always seems better to have more in the bank than less.

Quote from @Henry Clark: LPs the point of the previous questions is all of us fail.