The entirety of this project was financed by a HELOC, and at closing, we will wipe out our debt incurred to complete this project.

This way there is no tinkering and they accidentally wipe my codesGod forbid there is an emergency I need access. 

Also just because it hit bankruptcy doesn't mean that ALL liens are wiped out.  

@Peter WaltherIt’s gotten quirky - like in GA if they don’t pay for so many years then it’s wiped (had that happen but thankfully we got them to mod and reinstate the SOL).

So if I don't wipe their debt I will be down about another couple grand over the next 12 months. 

I wouldn't pay any of the prior liens until you speak with an attorney because alot of them should be wiped clean thru quiet title action.

And I know cashflow isn't everything in the beginning an can come with time, but I don't want to acquire a bunch of properties where I'm only going to net 100 / mo after PITI, because with those margins all it takes is one repair to wipe everything. 

It's "inflate baby INFLATE".  

If it's a baby loan $100k or less, expect high fees and very few lenders willing to give it much attention. 

In 2020, during COVID-19, we rescued a pit bull, and we just had a baby!