If not make sure your cleaners have some education in maintaining hot tubs. 

The short version: save money while educating yourself on how to invest in real estate wisely, buy an investment property, learn how to manage it well while educating yourself on how to manage it better, save money . . . rinse and repeat.You don't mention where you are (education, income, experience, etc.) or where you want to go, so I can't tell you how to get there.

Furthermore if they are always paying they probably will stiff you in the end if they know they aren't going to get the deposit back. 

If you aren’t saving the money up to buy another property chances are nothing will pay a higher rate than paying it towards your mortgage.

Even if one has to provide the education to some of the parties as to why a particular creative solution makes a win-win-win for all. 

If you aren't getting a real deal on it then why would you buy it? 

That's wonderful.Your state requires 72 hours of Real Estate education. 

Some strategies to get around are:1. leverage your current portfolio and buy in cash, increase value, and then refi2. buy Multi-family so your ratios aren't the main factor to lenders3. get in with a lender for high net worth individuals4.

The teacher was an actual financial educator but they repeated themselves a lot and were telling the students to go in and apply for credit cards DURING the course to purchase the next course for $15,000!

And Woodland Park is not known as a big liberal city.Numbers sideAnd then there are the numbers, which just aren't as good as they were.-- The influx of STR supply has certainly brought down Airbnb revenues the last few years for everyone.