Best case under such circumstance is they find alternative financing and simply over paid for the property.good luck

Alternatively, you could pause bookings for a short period to complete any bigger changes without rushing.It really comes down to whether you’re prioritizing immediate income or taking the time to make it 100% yours.

yes in 2020 I had to find an alternative due to Covid.

Of course there are always headwinds, but emerging tech such as nano, robotics, AI, bio, alt fuel, etc. still have an outsized footprint here, and will still be a powerful driver. 20 years from now, who the hell knows, but for the next 10-15 my bet is still on SF. 

If it's not feasible due to circumstances I suppose I'll have to adjust my situation (find weekend job, move back to NJ with parents, move to a different state with, etc.)All responses are appreciated, and I am absolutely open to chatting on the phone by the way.My view on house hacking is it can be a great tool to buy a house you could not  otherwise afford, but it shouldn’t be a goal in it of itself if that makes sense and that’s not to discourage you from investing just there are alternatives such as the stock market. so I’d start by asking where you want to live, do you want to own a single family home or does it make more sense to rent in a more interesting neighborhood like Arlington, Alexandria, that’s gonna be a personal choice, Will your monthly payment actually be less than renting/how many people do you need to get in the house to afford that?

That said, there are alternative ways to meet the requirements, and with proper planning, you might not need to rely on these specific tests if most or all of the participation comes from you during the first year.

In terms of maximizing your returns you want to compare the interest to an alternative.

. $40k will not get you a non owner occupied San Diego property unless you find some unlikely alternate financing.

Alternatively, we can get a 15 year fixed at 5.25% with $8,800 closing costs.

There's very little way to go wrong here since the alternative is paying to live somewhere else anyway.