He didn't apply, but you know she's a good mom and would only date a guy that's good for her kid and supportive of her goals, so you ignore the little nagging voice in the back of your head.

Is it a small town with one factory supporting the town?

Jacob,Good points, and I support your ideas about giving back.

And of course it has worked incredibly well on the money raising side.. what I see happening is a very natural progression with someone who has the visibility and popularity as Brandon.. it takes a huge support staff and fulfillment team to create what we are seeing.I think you are on to something.I think Brandon's role is not necessarily to find the deal or to manage the deal.

THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right? 

It worked out fine, though each time I got a little less than advertised interest rate (about 9% vs 10%) and I had to send a reminder email to to get my money back, but I did get it back.I ask about others' experience, because I'm still not 100% sure it's not a ponzi. 

You have to know the market before you build a plan and I don't think this market supports your intended plan.

No kidding this is as simple as it gets.. just advertise that you accept shorter term leases and riase your price.. we have been doing it in Vegas for years..

That said, if you have a very specific issue, please contact support@biggerpockets and perhaps they can assist you.

now, if you want to buy an STR as an investment, and you NEED the income to support it, that's totally different...