You then estimate accrued interest, add some more for fees, a few thousand for foreclosure fees, a few thousand for force placed insurance,check to see if the lender paid taxes, etc.5- the hoa fees can be hard to estimate also.

Tying up the property with no payment being made and property taxes accruing for 2 years is not uncommon.  

For example, 7.5%.3) The difference between the 7.5% and what the actual rate would be (3.75% + SOFR = 9.33% - 7.5% = 1.83%) is then accrued for the lender and collected on the backend, before LPs receive any principal.Counterintuitive but lenders are more likely to modify into the terms above if there's no common equity left than they are if common equity remains.

Hey Kelly, I hate that you are sharing a disappointing experience and I am not a client nor do I have any experience with them as a client, but out of curiosity, I wanted to confirm something you typed above.  

I implore anyone who's got the slightest bit of curiosity about the "Is this a scam" question posed by my man Lenza to watch the video he shared.

She will get each beneficiary to sign off on allowing this to happen, lessening their inheritance cash-wise but keeping the family in a home.My idea is that the trustee daughter could purchase the home, but could do so instead through a sort of owner-financing where the Trust finances the asset to her directly rather than buying it in full at great cost and taking out a mortgage on an already paid for property:- Property is in Trust and is fully paid off,- Trust finances the property to Trustee for closer to market value, and payment can still be set at 1500- No/less down payment required- Any interest rate, maybe 0- Tenant family makes rent payment of 1500, which pays off the property and pays into Trust- Beneficiaries' % share accrues gradually as payments are made- Set future balloon payment if necessary (if Balance required at a certain time, for college, etc.)This would decrease the out-of-pocket cost for the Trustee purchaser, and increase the amount that each beneficiary will receive (eventually).I have no Trust experience, though, and I'm hoping to hear from the experts.

I comforted myself that the late fees I accrued were a fair trade off and I looked the other way.

But it works well for me.Also out of curiosity, what was the number of notes you hit when you felt like you needed a tool to manage them?

What mall did you go to out of curiosity?

Out of curiosity what makes you feel the purchasing of your unit rather than continuing to lease is beneficial to you?